Product Designer Leader
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uSwitch Eligibility Checker

The credit card approvals flow was suffering from a high rejection rate. The brief was to investigate this and then increase customer sign ups and credit card approvals through the uSwitch credit cards comparison journey.

uSwitch Cross-functional Team Structure

✏️ 1 x Senior Product Designer (me)

πŸ”§ 2 x Full Stack Developers

βœ’οΈ 1 x Content Designer

πŸ“‹ 1 x Product Owner

πŸ“Š 1 x Data Scientist

βš–οΈ 1 x Compliance Manager

β€œOver 1,000 users a month were applying for credit cards with a 0-10% eligibility rating”
— Google analytics, funnel analysis
 

We were paying to acquire a large number of users that we were unlikely to convert.

Original design of the results page after completing the eligibility checker journey.

Design sprint

I facilitated a cross-functional design sprint to unpack the problem, ideate and test as a team. We had 2 weeks and focused on small changes to improve conversion rates.

Cross-functional collaboration between Content Design, Product Managers, Legal and Product Design.

User interviews were carried out in our onsite user lab.

β€œWhy I am I seeing credit cards that I have low chance of being approved for?”
— Credit cards customer

The People Problem

All users were seeing the same results page layout and content regardless of their eligibility rating. It was also hard to scan the page to see the results that, as a user, you were most eligible for.

 

Ideation and Design

We generated ideas as a team and then developed into designs. We collaborated closely with content design and compliance to ensure the designs met our legal requirements whilst also supporting users through the different journeys. 3 user journeys were identified: A) Stop and Learn B) Pause and Consider C) Continue and Choose.

 

Design development during workshops.

3 different results pages for the 3 user segments.

 

Design changes to increase user comprehension

🀝 β€˜Results intro’ to summarise the user results

πŸ“Š Colour coded % bar above CTA to bring clarity before applying

 

Design A: Stop and Learn

Design B: Pause and consider

Design C: Continue and Choose

 
β€œThis was the best project I was part of, we were able to own a specific problem in the customer journey. The whole team rallied together to create a solution quickly and could continue to iterate on it in a true agile fashion. ”
— Lead developer